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Bond Yield Calculator

Calculate YTM, current yield, nominal yield, and effective yield for bonds

Calculate Bond Yield

Current market price of the bond

Principal amount paid at maturity

Annual interest rate as percentage of face value

Number of coupon payments per year

Time until bond matures

Bond Yield Results

5.26%
Yield to Maturity
5.10%
Current Yield
5.00%
Nominal Yield
5.26%
Effective Yield

Annual Coupon: $50.00 | Coupon per Period: $50.00

Premium/Discount: $$-20.00 (-2.00%)

Total Periods: 10 payments

Yield Analysis

Par Value Bond: YTM close to coupon rate
💡 Bond trading near face value - balanced investment

Example Calculation

Corporate Bond Example

Bond Price: $980

Face Value: $1,000

Annual Coupon Rate: 5%

Frequency: Annual (1)

Years to Maturity: 10 years

Yield Results

• YTM: 5.26% (iterative calculation)

• Current Yield: 5.10% ($50 ÷ $980)

• Nominal Yield: 5.00% (coupon rate)

• Effective Yield: 5.26% (annual)

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Types of Bond Yields

YTM

Yield to Maturity

Total return if held to maturity

Most comprehensive yield measure

CY

Current Yield

Annual coupon ÷ current price

Simple income return

NY

Nominal Yield

Stated coupon rate

Fixed at bond issuance

EY

Effective Yield

Annual yield with compounding

Accounts for payment frequency

Bond Yield Tips

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YTM considers both income and capital gains

✓

Current yield only measures income return

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Higher yields indicate higher risk or discount

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Bond yields move inversely to prices

Understanding Bond Yield Calculation

What is Bond Yield?

Bond yield represents the return an investor can expect from a bond investment. Different yield measures provide different perspectives on the bond's return potential, from simple income yield to total return including capital gains or losses.

Yield vs. Price Relationship

  • •Bond prices and yields move inversely
  • •Rising interest rates decrease bond prices
  • •Credit quality affects yield spreads
  • •Maturity length impacts yield sensitivity

Yield Calculation Methods

Current Yield = Annual Coupon / Current Price

YTM: Complex iterative calculation

  • Current Yield: Simple income return calculation
  • YTM: Internal rate of return (IRR) of bond
  • Nominal Yield: Fixed coupon rate
  • Effective Yield: Compounded annual return

Note: YTM assumes reinvestment of coupons at the same yield rate.

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