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Carry Trade Calculator

Calculate profits from forex carry trades by analyzing interest rate differentials and exchange rate movements

Calculate Carry Trade Returns

$

The total amount you're investing in the carry trade

Exchange rate when the trade begins

Exchange rate when the trade settles

%

Interest rate of the high-yield currency

%

Interest rate of the low-yield currency

Number of days from trade initiation to settlement

Carry Trade Results

$0.00
Carry Trade Profit
0.000%
Investment Return
0.00%
Spot Rate Differential
0.00%
Interest Rate Differential
0.00%
Annualized Return

Calculation Breakdown

Spot Rate Differential: (0 - 0) ÷ 0 = 0.00%

Interest Rate Differential: 0% - 0% = 0.00%

Investment Return: (1 + 0.00% × (1 + 0.00%))^(0/360) - 1

Carry Trade Profit: $0 × 0.000% = $0.00

Risk Analysis

Example: USD/GBP Carry Trade

Trade Setup

Currency Pair: GBP/USD

Strategy: Long USD, Short GBP

Initial Exchange Rate: 0.85

Settle Exchange Rate: 0.83

USD Interest Rate (Lending): 0.75%

GBP Interest Rate (Borrowing): 0.5%

Trade Duration: 180 days

Amount Invested: $1,000

Calculation Results

Spot Rate Differential: (0.83 - 0.85) ÷ 0.85 = -2.35%

Interest Rate Differential: 0.75% - 0.5% = 0.25%

Investment Return: (1 + 0.25% × (1 + (-2.35%)))^(180/360) - 1 = 0.122%

Carry Trade Profit: $1,000 × 0.122% = $1.22

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Popular Carry Trade Pairs

AUD/JPYHigh yield/Low yield
NZD/JPYHigh yield/Low yield
USD/CHFModerate spread
GBP/JPYHigh volatility

Popular currency pairs for carry trade strategies

Carry Trade Risks

⚠️

Currency risk from exchange rate volatility

📉

Interest rate changes can affect profitability

💥

Currency crash risk in volatile markets

🌍

Economic events and policy changes

Understanding Carry Trade Strategy

What is a Carry Trade?

A carry trade is a forex trading strategy where you borrow money in a currency with a low interest rate and invest it in a currency with a higher interest rate. The goal is to profit from the interest rate differential while managing currency risk.

How Carry Trades Work

  • Borrow in low-yield currency (funding currency)
  • Invest in high-yield currency (target currency)
  • Earn the interest rate differential
  • Manage exchange rate risk

Key Formulas

Spot Rate Differential =
(Settle Rate - Initial Rate) ÷ Initial Rate

Investment Return =
(1 + (Lending Rate - Borrowing Rate) × (1 + Spot Differential))^(Days/360) - 1

Carry Trade Profit =
Amount Invested × Investment Return

Important: Carry trades involve significant currency risk. Exchange rate movements can easily eliminate interest gains or create substantial losses.

Market Conditions

Carry trades work best in stable, low-volatility market conditions with clear interest rate differentials.

Risk Management

Use position sizing, stop losses, and currency hedging to manage downside risk in carry trade strategies.

Economic Factors

Monitor central bank policies, economic indicators, and geopolitical events that affect interest rates and exchange rates.

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