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Child Tax Credit Calculator

Calculate your Child Tax Credit amount based on income, filing status, and number of qualifying children

Calculate Child Tax Credit

$

Your AGI from your tax return (minimum $2,500 required)

Phase-out threshold: $75,000

Eligible for up to $3,600 per child

Eligible for up to $3,000 per child

Child Tax Credit Results

Total Child Tax Credit
$3,000
For 1 qualifying children

Children 6-17 Years

$3,000
1 children × up to $3,000

Calculation Summary: AGI: $50,000 | Filing Status: Single

Credit Breakdown: Base Credit: $2,000 | Expanded Credit: $1,000 | Total: $3,000

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2023 Child Tax Credit

$

Credit Amounts

Up to $3,600 per child under 6

Up to $3,000 per child 6-17

%

Phase-out Rate

$50 reduction per $1,000

over income threshold

!

Requirements

Child must have SSN

Live with you more than half year

Eligibility Requirements

Child must be under 18 at end of tax year

Child must have valid Social Security Number

Child must live with you more than half the year

You must earn at least $2,500 per year

Child must be claimed as your dependent

Understanding the Child Tax Credit

How the Credit Works

The Child Tax Credit provides up to $3,600 per qualifying child under 6 and up to $3,000 per qualifying child ages 6-17. The credit begins to phase out at certain income levels depending on your filing status.

Phase-out Thresholds:

  • Single: $75,000
  • Married Filing Jointly: $150,000
  • Head of Household: $112,500
  • Married Filing Separately: $75,000

Credit vs. Deduction

The Child Tax Credit is a tax credit, not a deduction. This means it directly reduces your tax liability dollar-for-dollar, making it more valuable than a deduction.

Key Benefits:

  • Reduces your tax bill directly
  • Refundable up to $1,400 per child
  • No limit on number of qualifying children
  • Can result in a tax refund even if you owe no taxes

Qualifying Child Requirements

Your child must meet several requirements to qualify for the Child Tax Credit:

  • Be under age 18 at the end of the tax year
  • Have a valid Social Security Number
  • Be claimed as your dependent
  • Live with you for more than half the year
  • Be your child, stepchild, foster child, or other qualifying relative

Important Notes

  • This calculator uses 2023 tax year amounts
  • Results are estimates for planning purposes only
  • Consult a tax professional for complex situations
  • Credit amounts may change in future tax years
  • Additional requirements may apply in specific circumstances
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