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Coupon Rate Calculator

Calculate bond coupon rate based on face value, coupon payment per period, and payment frequency

Calculate Bond Coupon Rate

The par value or nominal value of the bond

Interest payment received per payment period

Number of coupon payments per year

Coupon Rate Results

5.00%
Coupon Rate
$50.00
Annual Coupon
$25.00
Per Period

Formula used: Coupon Rate = (Annual Coupon Payment ÷ Face Value) × 100

Annual Coupon: $25.00 × 2 = $50.00

Calculation: ($50.00 ÷ $1,000) × 100 = 5.00%

Payment Frequency: Semi-annual

Rate Analysis

✅ Annual return: 5.00% of face value
💰 Total annual income: $50.00
📊 Payment frequency: Semi-annual ($25.00 per period)
🔥 High yield bond (≥5% coupon rate)

Example Calculation

Corporate Bond Example

Face Value: $1,000

Coupon per Period: $25

Payment Frequency: Semi-annual (2 payments/year)

Step-by-Step Calculation

Step 1: Annual Coupon = $25 × 2 = $50

Step 2: Coupon Rate = ($50 ÷ $1,000) × 100

Result: Coupon Rate = 5.00%

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Coupon Rate Guide

1

Face Value

The bond's par value at maturity

Also called principal or nominal value

2

Coupon Payment

Interest paid per period

Fixed amount stated in bond indenture

3

Payment Frequency

How often coupons are paid

Usually semi-annual in US

Bond Investment Tips

Higher coupon rates provide better income

Coupon rate is fixed when bond is issued

Compare with current market interest rates

Consider yield to maturity for total return

Understanding Coupon Rate

What is Coupon Rate?

The coupon rate is the annual interest rate that a bond pays, expressed as a percentage of the bond's face value. It determines how much interest income you'll receive each year from your bond investment.

Key Characteristics

  • Fixed Rate: Set when bond is issued
  • Percentage: Expressed as % of face value
  • Annual Rate: Total yearly interest payment
  • Periodic Payments: Distributed throughout year

Calculation Formula

Coupon Rate = (Annual Coupon Payment ÷ Face Value) × 100

Coupon Rate vs Other Yields

  • Current Yield: Coupon payment ÷ current market price
  • Yield to Maturity: Total return if held to maturity
  • Yield to Call: Return if bond is called early
  • Real Yield: Coupon rate adjusted for inflation

Important: Coupon rate remains fixed while market yields change with interest rates

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