Net Worth Calculator
Calculate your net worth by tracking your assets and liabilities to understand your financial position
Assets (What You Own)
Current market value of your primary residence
Value of any vacation or secondary homes
Investment properties, land, commercial real estate
Stocks, bonds, mutual funds, ETFs
Cars, motorcycles, boats, RVs
High-yield savings, CDs, money market accounts
Cash in checking accounts
401(k), IRA, pension plans, crypto
Art, jewelry, collectibles, business equity
Total Assets
Liabilities (What You Owe)
Outstanding balance on home loans
Auto loans and vehicle financing
Unsecured personal loans
Federal and private student loans
Rent-to-own purchases, equipment leases
Store financing, installment loans
Credit card balances and overdraft fees
Family loans, business debt, other obligations
Total Liabilities
Your Net Worth Results
Total Assets
Total Liabilities
Net Worth
Financial Health Score
Based on your asset-to-liability ratio and overall financial position
Net Worth Formula
Net Worth = Total Assets - Total LiabilitiesYour net worth represents the difference between everything you own (assets) and everything you owe (liabilities). It's a key indicator of your financial health.
Compare with US Average
Data from Federal Reserve 2016 Survey of Consumer Finances
Improve Your Net Worth
Increase Assets
Save more, invest wisely, and build valuable assets over time.
Reduce Debt
Pay down high-interest debt and avoid unnecessary borrowing.
Track Progress
Monitor your net worth regularly and set financial goals.
Smart Investing
Diversify investments and take advantage of compound growth.
Understanding Your Net Worth
What is Net Worth?
Net worth is the difference between what you own (assets) and what you owe (liabilities). It's a snapshot of your financial health and indicates how much money you would have if you sold everything and paid off all debts.
Assets Include
- • Real estate (homes, investment properties)
- • Investment accounts (stocks, bonds, 401k, IRA)
- • Cash and savings accounts
- • Vehicles and personal property
- • Business equity and other valuable items
Liabilities Include
- • Mortgages and home equity loans
- • Car loans and personal loans
- • Credit card debt
- • Student loans
- • Any other debts or obligations
Why Track Net Worth?
Financial Health Indicator: Shows overall financial progress
Goal Setting: Helps set and track financial milestones
Decision Making: Guides major financial decisions
Wealth Building: Tracks progress toward financial independence
Tip: Calculate your net worth quarterly to track progress. Focus on increasing assets and decreasing liabilities for steady growth.