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Residual Income Calculator

Calculate residual income (economic profit) to evaluate true company profitability after deducting all capital costs

Calculate Residual Income

Company's accounting net income from income statement

Total stockholders' equity from balance sheet

Required return rate for equity investors (often calculated using CAPM)

Residual Income Results

$0.00
Equity Charge
0.00% of equity
$0.00
Residual Income
Break-even
0.00%
Return on Equity
0.00% margin

Formula used: Residual Income = Net Income - (Equity Capital × Cost of Equity)

Calculation: $0.00 - ($0.00 × 0%) = $0.00

Interpretation: The company exactly covers its cost of equity capital.

Performance Analysis

Example Calculation

Company Alpha Example

Net Income: $80,520,000

Equity Capital: $800,000,000

Cost of Equity: 12.3%

Calculation

Equity Charge = $800,000,000 × 12.3% = $98,400,000

Residual Income = $80,520,000 - $98,400,000

Residual Income = -$17,880,000

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Key Financial Metrics

RI

Residual Income

Economic profit after all capital costs

Net Income - Equity Charge

EC

Equity Charge

Cost of equity capital

Equity × Cost of Equity

ROE

Return on Equity

Profitability on equity

Net Income / Equity

Residual Income Tips

Positive residual income indicates value creation

Consider industry benchmarks for comparison

CAPM is commonly used for cost of equity

Use for investment and valuation decisions

Understanding Residual Income

What is Residual Income?

Residual income represents the economic profit of a company - the income remaining after deducting all capital costs, including both debt and equity costs. Unlike accounting profit (net income), which only considers the cost of debt through interest expenses, residual income accounts for the opportunity cost of equity capital.

Why is it Important?

  • Reflects true economic profitability
  • Better measure than accounting profit
  • Useful for investment decisions
  • Aligns with shareholder value creation

Formula Explanation

Residual Income = Net Income - (Equity Capital × Cost of Equity)

  • Net Income: Company's accounting profit
  • Equity Capital: Total stockholders' equity
  • Cost of Equity: Required return rate for equity investors
  • Equity Charge: Dollar cost of equity capital

Note: Cost of equity is often calculated using CAPM (Capital Asset Pricing Model)

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