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Stamp Duty Land Tax UK Calculator

Calculate UK Stamp Duty Land Tax (SDLT) for property purchases with current 2024/25 rates and thresholds

Calculate Your Stamp Duty Land Tax

£

Enter the total purchase price of the property

Different buyer types have different SDLT rates and thresholds

Non-UK residents pay an additional 2% surcharge on all rates

Stamp Duty Calculation Results

£0
Property Price
£0
Total SDLT
0.00%
Effective Rate
£0
Total Cost

Buyer Type: First-time buyer (0% up to £425k, reduced rates up to £625k)

Residency: UK Resident

Property Price: £0

Amount due on completion: £0

Stamp Duty Planning Tips

✅ As a first-time buyer, you pay no SDLT on properties up to £425,000
💡 SDLT must be paid within 14 days of property completion

Example SDLT Calculation

First-time Buyer Example

Property Price: £450,000

First £425,000: 0% = £0

Next £25,000: 5% = £1,250

Total SDLT: £1,250

Standard Purchase Example

Property Price: £500,000

First £250,000: 0% = £0

Next £250,000: 5% = £12,500

Total SDLT: £12,500

Additional Property Example

Property Price: £500,000

First £250,000: 3% = £7,500

Next £250,000: 8% = £20,000

Total SDLT: £27,500

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Current SDLT Rates (2024/25)

Standard Rates

Up to £250,000:0%
£250,001 - £925,000:5%
£925,001 - £1.5m:10%
Over £1.5m:12%

First-time Buyer

Up to £425,000:0%
£425,001 - £625,000:5%
*Relief not available above £625,000

Surcharges

Additional property:+3%
Non-UK resident:+2%

Important Information

📅

SDLT must be paid within 14 days of property completion

🏠

First-time buyer relief applies to properties up to £625,000

📈

Additional property surcharge applies to second homes and buy-to-let

🌍

Non-UK residents pay 2% additional on all bands

⚖️

Different rules apply in Scotland (LBTT) and Wales (LTT)

⚠️

This calculator is for guidance only - consult HMRC for official calculations

Understanding Stamp Duty Land Tax (SDLT)

What is Stamp Duty Land Tax?

Stamp Duty Land Tax (SDLT) is a tax paid when purchasing property in England and Northern Ireland. The amount depends on the property price, buyer type, and residency status.

Who Pays SDLT?

  • First-time buyers: Reduced rates up to £625,000
  • Home movers: Standard rates apply
  • Additional property buyers: 3% surcharge on all bands
  • Non-UK residents: Additional 2% surcharge

How SDLT is Calculated

SDLT is charged in bands:

  • • Only the portion in each band is taxed at that rate
  • • Higher rates apply to additional properties
  • • Non-UK residents pay extra on all bands
  • • First-time buyers get relief up to £625,000

Payment and Deadlines

SDLT must be paid within 14 days of property completion. Your solicitor typically handles this payment and submits the SDLT return to HMRC on your behalf.

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