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Bond Current Yield Calculator

Calculate annual return from bond coupon payments relative to current market price

Calculate Bond Current Yield

Calculation Method

Direct Current Yield Calculation

Total coupon payments received per year

Current market price of the bond

Quick Examples

Current Yield Results

5.56%
Current Yield
Moderate Yield
$50.00
Annual Coupon
Total yearly income
$900.00
Bond Price
Current market value
$4.17
Monthly Income
Average monthly payment
Formula:Current Yield = (Annual Coupon ÷ Bond Price) × 100
Calculation:($50.00 ÷ $900.00) × 100 = 5.56%
Yield Classification:Above Average

Income Analysis

Annual Income: $50.00

Monthly Income: $4.17

Quarterly Income: $12.50

Income Yield: 5.56%

Investment Metrics

Price Premium/Discount: Discount

Yield Level: Moderate Yield

Income Frequency: Regular payments

Risk Level: Moderate

Current Yield Analysis

Moderate Yield: Reasonable current yield - balanced risk-return profile
Investment Recommendation: Solid income-generating investment
Income Focus: This bond provides 5.56% annual income based on current market price.

Example: Bond A Current Yield Analysis

Bond A Characteristics

Face Value: $1,000

Coupon Rate: 5% annually

Coupon Frequency: Semi-annual (2x per year)

Coupon per Period: $25

Current Bond Price: $900

Step-by-Step Current Yield Calculation

Step 1 - Calculate Annual Coupon:

Method 1: Face Value × Coupon Rate = $1,000 × 5% = $50

Method 2: Coupon per Period × Frequency = $25 × 2 = $50

Step 2 - Determine Bond Price: $900 (current market price)

Step 3 - Apply Current Yield Formula:

Current Yield = (Annual Coupon ÷ Bond Price) × 100

Current Yield = ($50 ÷ $900) × 100 = 5.56%

Result: Bond A provides 5.56% current yield

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Current Yield Categories

10%+

Very High

Exceptional yield

High-risk/distressed bonds

7%+

High Yield

Above-market yield

High-yield bonds

4-7%

Moderate

Balanced yield

Corporate bonds

2-4%

Low Yield

Conservative yield

Government bonds

Key Concepts

Current Yield: Annual income relative to current price

vs YTM: Current yield excludes capital gains/losses

Income Focus: Measures annual coupon return only

Price Sensitivity: Inversely related to bond price

Understanding Bond Current Yield

What is Current Yield?

Bond current yield measures the annual return an investor receives from coupon payments relative to the bond's current market price. It's similar to dividend yield for stocks, providing insight into the income-generating potential of a bond investment.

Why Use Current Yield?

  • Compare income potential across different bonds
  • Assess annual cash flow from bond investments
  • Evaluate bonds for income-focused portfolios
  • Quick assessment of bond attractiveness

Current Yield Formula

Current Yield = (Annual Coupon ÷ Bond Price) × 100

Where:

Annual Coupon = Total coupon payments per year

Bond Price = Current market price of the bond

Current Yield vs YTM

Current yield only considers annual coupon income, while Yield to Maturity (YTM) includes both coupon payments and capital gains/losses at maturity. Current yield is simpler but provides a more limited view of total return potential.

Note: Current yield is most useful for income-focused investors who prioritize regular cash flow over total return.

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