Income Tax Philippines Calculator
Calculate your Philippines income tax, BIR withholding tax, SSS, PhilHealth, Pag-IBIG contributions
BIR Philippines Income Tax Calculator
Your gross monthly income before deductions
Tax Calculation Results
Benefits Contributions
Income Tax Calculation
Net Pay Summary
Calculation includes: SSS, PhilHealth, Pag-IBIG contributions and BIR withholding tax based on 2024 rates
Note: Employed individuals split contributions with employers
Deduction Breakdown
Example Calculations (2024)
Example 1: Employed Individual
Monthly income: ₱30,000
SSS contribution: ₱1,350 (employee share)
PhilHealth contribution: ₱750 (employee share)
Pag-IBIG contribution: ₱100 (employee share)
Total contributions: ₱2,200
Taxable income: ₱27,800
Withholding tax: ₱1,045.05
Take-home pay: ₱26,754.95
Example 2: Self-Employed Individual
Monthly income: ₱40,000
SSS contribution: ₱4,230 (full amount)
PhilHealth contribution: ₱2,000 (full amount)
Pag-IBIG contribution: ₱200 (employee + employer)
Total contributions: ₱6,430
Taxable income: ₱33,570
Withholding tax: ₱1,922.40
Take-home pay: ₱31,647.60
Philippines Tax Facts
Tax-Free Threshold
₱20,833 monthly (₱250,000 annually)
Benefits Required
SSS, PhilHealth, Pag-IBIG for all workers
Progressive Rates
15% to 35% based on income level
Tax Planning Tips
First ₱250,000 annual income is tax-free
Self-employed pay higher contribution rates
Keep receipts for business expense deductions
File quarterly returns for self-employed
Understanding Philippines Income Tax
Monthly Tax Brackets (2024)
₱0 - ₱20,833: 0% (tax-free)
₱20,834 - ₱33,333: 15%
₱33,334 - ₱66,667: 20%
₱66,668 - ₱166,667: 25%
₱166,668 - ₱666,667: 30%
₱666,668+: 35%
Benefits Contributions
SSS: 4.5% employee, 8.5% employer
PhilHealth: 5% split between employee/employer
Pag-IBIG: 1-2% employee, 2% employer
Employment Differences
Employed individuals split most contribution costs with their employer, while self-employed individuals pay both employee and employer portions.
Tax Calculation Process
1. Calculate total benefits contributions
2. Subtract contributions from gross income
3. Apply BIR withholding tax rates
4. Calculate net take-home pay
Important Notes
• First ₱250,000 annually is tax-free
• Monthly calculations may vary from annual
• Self-employed have additional requirements
• Benefits provide healthcare and retirement security