Stimulus Payment Calculator
Calculate your CARES Act stimulus check eligibility and payment amount
Calculate Your Stimulus Payment
Your tax filing status from 2019 or 2018 return
Your Adjusted Gross Income (AGI) from 2019 or 2018 tax return
Only children under 17 qualify for the additional $500 payment
Your Stimulus Payment
Payment Breakdown
Eligibility Requirements
Filed 2018 or 2019 tax return, or receive Social Security
Income below $99,000 threshold
U.S. resident with valid Social Security number
Example Calculation
Family of Four Example
Filing Status: Married Filing Jointly
Combined Income: $160,000
Children Under 17: 2
Calculation Steps
1. Base payment: $2,400 (married filing jointly)
2. Income exceeds $150,000 threshold by $10,000
3. Reduction: ($10,000 ÷ $100) × $5 = $500
4. Adult payment: $2,400 - $500 = $1,900
5. Dependent payment: 2 × $500 = $1,000
Total payment: $2,900
Payment Information
Direct Deposit
3 weeks if bank info on file
Fastest payment method
Paper Check
Several weeks by mail
If no bank account provided
Debit Card
EIP Cards for some recipients
Visa debit cards
Quick Facts
No application required - automatic if eligible
Not taxable income - keep the full amount
Don't need to pay it back
Based on most recent tax return filed
Adults over 17 claimed as dependents don't qualify
Understanding the CARES Act Stimulus Payment
What is the CARES Act?
The Coronavirus Aid, Relief, and Economic Security (CARES) Act was a $2 trillion economic relief package signed into law on March 27, 2020, to help Americans cope with the economic impact of the COVID-19 pandemic.
Who Qualifies?
- •U.S. residents with valid Social Security numbers
- •Filed 2018 or 2019 tax return or receive Social Security
- •Income below specified thresholds
- •Not claimed as a dependent by someone else
Payment Amounts
Phase-Out Rules
Payments are reduced by $5 for every $100 of income above the threshold. The phase-out completely eliminates payments at higher income levels.